Maximise and protect your wealth

Once you’ve got your feet off the ground, and consolidated a bit of wealth for yourself, how do you make the most of it? And how can you guarantee that it will be there for you through the good times and the bad?

Maximising your wealth

Your wealth is hugely important, not just to help you day by day but to consolidate your future comfort. Clever financial planning can see your wealth bloom into a healthy retirement fund. But it can also benefit the rest of your family – your children’s education and their inheritance, for example.

Once you’ve built your wealth, it’s important you put it into the best channels to grow it further. This could be through clever investments, including cash, equities, fixed income, and property. Or it could be through adopting the right strategies, such as structuring your estate effectively.

But how do you know what your best options are?

Your own personal investment portfolio should be influenced by your specific circumstances. Are you looking for long-term or short-term investments? What are your goals? And how do you reconcile these goals to your investment strategy? Are you a risk-taker or a conservative investor?

Protecting your wealth

Just as important as having a plan to build your wealth is having one to protect it. Circumstances can sometimes arise that jeopardise the best laid plans.

What measures do you have in place to ensure that your wealth is guarded against any eventuality? Have you got the right insurance? Have you considered what kind of life insurance plans will best suit your needs and protect your finances should something happen to prevent you bringing in an income?

And can you be certain that you have the best protection for your assets? After all, when you’ve worked so hard to build up your prosperity, it would be devastating to see all your hard work undone.

How SCM can help

Here at Scholten Collins McKissock, our experienced financial advisers focus on quality, reliable, and diversified investments across the major asset classes. We know that there’s no one-size-fits-all approach to investment, so our advisers factor in your own objectives and preferences in creating a reliable investment portfolio. Our client portfolios account for your own objectives, including:

• Capital preservation
• Personal preferences
• Income
• Capital growth
• Attitude to volatility
• Investment time frame
• Liquidity
• Insurance plans

Finally, we make sure you’re fully involved in your investments, so you know exactly where your money has gone – and why.

And once you’ve built your wealth, we can work with you to ensure you have the peace of mind that your financial goals and plans will stay on track, even if your circumstances change.