MEET the SCM Finance Solutions team

DISCOVER how we can help you

LEARN more from our current resources

Make your money work for you

Speak to a specialist   ph: 03 9002 0075

Monday – Friday 8.30am to 5.30pm (Melbourne time)

Make your money work for you

Speak to a specialist   ph: 03­­­ 9002 0075

Review your Loan/Health Check

Dealing with debt can be challenging. Even more than that, debt that is not suitably structured can hold you back from achieving your financial goals. If you’ve had your debt for a few years, it’s likely that your financial needs or situation is different to when you first applied for the loan.

A review of your debt position can help make sure that it is still helping you achieve your financial goals and has the features that you need.

Are you finding it difficult to reduce your current levels of debt? Unsure how to manage your cash flow? Do you want to know which finance solutions are available to you? Do you want to know how debt can potentially help you grow your wealth?

Dealing with debt can be challenging

SCM Finance Solutions can help you review your debt position and structure

How can SCM Finance Solutions help?

When you’re in debt or seeking new debt your options can seem endless. At SCM, we understand debt and how can sometimes be overwhelming. Our quality advice can go a long way in helping you find the right finance solution for your existing debt and cash flow or future debt.

We approach our debt solutions with empathy and respect. We will be happy to review your debt position and structure.

We can help in a range of areas, including:

  • Analysis and understanding
  • Structuring

Analysis and understanding

At SCM, we will work with you to analyse your financial position, and get a better understanding of needs. From there, we can build a strategy to help solve your debt issues.

We could help you better manage cash flow and balance income against your expenses.


To find your way out of debt or into the right debt, you may need to restructure your finances to better leverage your assets and increase your cash flow.

We’ll help you structure the ownership of your debt to ensure tax effectiveness and to maximise your deductible amounts.

Client Resources

To help our clients on their journey, we have access to a number of resources including budgeting templates and tools which help plan and manage spending and cash flow.

We equip our clients with the right tools that can help them achieve their goals, and work with them every step of the way so they move from fighting debt to building wealth.

Start your journey out of debt

Nobody deserves the stress of managing debt and everybody has the right to the comfort and security of knowing they’re financially stable.

If you’re beginning to feel the weight of a less-than-desirable financial position, get in touch to book your first appointment. We’ll take you through our debt process, and discuss with you the solutions available.

We can help you at any stage of your life. Whether you’re navigating the world of the first home-buyer, or looking to add to your investment portfolio, we can provide expert guidance and knowledge.

Get in touch with us  today for more information on how we can help you buy or invest in property, and to book an appointment with one of our advisers.

Meet our Finance Solutions team

Steven Papanastasiou

Steven Papanastasiou

Managing Partner – Finance

Jyana Papanastasiou

Jyana Papanastasiou

Senior Lending Specialist

Philippa Caarels

Philippa Caarels

Senior Lending Analyst

Our story

At SCM, we believe our success is largely due to our people – their expertise, professionalism and their commitment to you – our clients. We build lifelong relationships with our clients that are based on a real understanding of your situation and your goals. We work hard to get to know our clients. We listen, explain and educate.
read more…

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Working together to create a strategy that’s right for you


Working together to create a strategy that’s right for you

DISCLAIMER: SCM Finance Solutions Pty Ltd ACN 606 523 068 is authorised under LM Broker Services Pty Ltd Australian Credit Licence 517192.

The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.