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MEET the Scholten Collins McKissock team

DISCOVER how we can help you

LEARN more from our current resources

Make your money work for you

Speak to a specialist   ph: 03­­­ 9848 9811

MEET the Scholten Collins McKissock team

DISCOVER how we can help you

LEARN more from our current resources

Make your money work for you

Speak to a specialist   ph: 03­­­ 9848 9811

Monday – Friday 8.30am to 5.30pm (Melbourne time)

Fixed Term Agreement – Terms and Conditions

These general terms and conditions form part of our Service Agreement with our Clients. They complement, and form part of, that Agreement. We may revise these terms and conditions at any time by updating this page.

 

1.           Services

1.1         We will only provide support, advice and incidental services in a manner consistent with our Australian financial services licence and the relevant laws. Please refer to our Financial Services Guide (FSG) for a list of the services we are authorised to provide.

1.2         We can only provide services with your consent, engagement and clear instructions.  If you do not, or can not, provide clear or adequate instructions, we may not be able to provide services to you.

1.3         The scope of the services we will provide are detailed in the Agreement provided to you by your Adviser. If you are unsure about the scope or cost of the services, or why they are required, do not sign the Agreement.

1.4         You are in control. You may limit the scope of our advice or services. If you do so, our obligations may also be limited.

2.           Term

2.1         Our Agreement will, unless renewed earlier, automatically expire one (1) year from the commencement date.

3.           GST (Goods and Services Tax)

2.1         Our fees are inclusive of GST.  The amount of GST payable on any fees will be displayed on your invoice.

4.           Fees

4.1         All the fees payable by you under our Agreement are detailed in the Agreement provided to you by your Adviser.

4.2         On termination of our Agreement, you are liable to pay us any fees owed to us for advice and services provided before the termination of our Agreement.

4.3         Your Consent authorises us, and/or your Trustee or Platform Operator (platform) to pay our fees from your account. By signing the Agreement, you are agreeing to give your platform valid instructions, and do everything reasonably required to facilitate these payments.

3.4         Usually, we will not invoice you for our fees.  If we have an ongoing fees arrangement with you, we will, on an annual basis, provide you with a fee disclosure statement detailing the fees and services.

5.           Engagement of third-party providers

5.1         It may be necessary, in certain circumstances, to engage other advisers or experts to provide specialist services that are beyond our engagement or authorisation. If, in order to provide you with the services you need, we need to engage a tax adviser, an accountant or a lawyer we will, before engaging them, consult you about the terms and cost of their engagement.

5.2         Alternatively, we may either recommend that you consult with your current specialist adviser or decline to provide you with the required service.

6.           Your client file

6.1         Your client file contains some documents that belong to you and some material, like our filenotes and working papers, that belong to us.  In the absence of a legal order, unless or until all our fees are paid, we are not required to release your client file to you or any other party.

6.2         We will retain your client file for 8 years after the completion of the Services.

7.           Termination

7.1         You may terminate our Agreement by providing us with 30 days notice.

7.2         We may terminate our Agreement by providing you with 30 days notice.

7.3         If the Agreement is terminated by either party, we are not required to provide any further advice or services.

7.4         Our Agreement will immediately terminate (lapse) on the termination date or if it is not renewed or replaced by you, in accordance with the applicable laws.

7.5         Our Agreement automatically terminates if you enter into a new Agreement with us.

7.6         Our Agreement terminates if you fail to make any fee payments which are required under this agreement. In these circumstances, you have ten (10) days to pay the outstanding fees before the Agreement immediately terminates.

8.           Privacy & Confidentiality

8.1         You acknowledge that we may be forced by law to collect or disclose your information (including personal information and confidential information).  You must provide all information the law requires us to collect or that is necessary for us to perform the Services.

8.2         We will collect your information only if the law requires us to do so, it is necessary for us to perform the Services or for any other purpose we tell you at the time of collection.

8.3         We will collect personal information lawfully, fairly and in compliance with applicable privacy laws.

8.4         We will limit access to your personal information and confidential information and store it securely.

8.5         You authorise us to disclose information (including personal information and confidential information) as necessary to perform the Services, for the purpose of transferring our business or a part of our business to another person and any other purposes agreed by you.

9.           Communications and security

9.1         If any of your personal details change, you must advise us in writing.  If you do not advise us in writing of the change of details and we address a communication to an old address, we are not responsible for any loss you suffer from not receiving the communication.

9.2         If you authorise us to send and receive electronic communications (including email).  You acknowledge that electronic communications are not secure and may be copied, recorded, read or interfered with by third parties while in transit.

10.           Assistance to your estate

10.1         If you die, or lose the capacity to manage your own affairs your appointment of us continues until terminated by the person appointed to manage your estate and affairs.

10.2         In the event of your death or incapacity, we will continue to provide the Services for the benefit of your estate and to assist the person who is appointed to manage your estate and affairs until the Agreement is terminated by your Attorney, Executor or equivalent person.

10.3         Until the Agreement is terminated, we remain entitled to charge our fees to your estate on the same basis as before you died or lost capacity.

11.         Disputes

11.1       If a dispute arises out of or relates to this Agreement, or the breach, termination, validity of this Agreement, or as to any claim in tort, in equity or pursuant to any domestic or international statute or law (“Dispute”), we both expressly agree to endeavour in good faith to settle the Dispute in accordance with Elect’s Internal Dispute Resolution process before having recourse to AFCA or any external party.

12.         Applicable law

12.1       The law of New South Wales applies to our agreement. The courts and registries of New South Wales have non-exclusive jurisdiction to decide disputes in respect of this agreement.

Meet our Wealth Management team

Trent Collins

Trent Collins

Practice Principal

Matthew Scholten

Matthew Scholten

Matthew Scholten Executive Chairman & Practice Principal

Christopher Fagan

Christopher Fagan

Executive Director & Practice Principal

Luke Spiller

Luke Spiller

Senior Financial Adviser

Emily Macdonald

Emily Macdonald

Associate Adviser (professional year)

Mitchell Fidas

Mitchell Fidas

Associate Adviser (professional year)

Meet our Accounting team

John Brierley

John Brierley

Principal

Peter Brierley

Peter Brierley

Principal

Kelly Spiller

Kelly Spiller

Senior Accountant

Kathy Snell

Kathy Snell

Senior Accountant

Meet our Finance Solutions team

Steven Papanastasiou

Steven Papanastasiou

Chief Executive Officer – SCM Finance Solutions

Jyana Papanastasiou

Jyana Papanastasiou

Senior Lending Specialist

Philippa Caarels

Philippa Caarels

Senior Lending Analyst

Lewis Beech

Lewis Beech

Lending Specialist

Meet our Executive team

Aubrey Roga

Aubrey Roga

Executive Director and Chief Executive Officer

Neil McKissock

Neil McKissock

Founder and Advisory Board Chairman

Kerri Fitzgerald

Kerri Fitzgerald

Chief Operations Officer

Meet our Client Services and Administration team

Colleen Toy

Colleen Toy

Client Services Manager

Tania Thornton

Tania Thornton

Client Services Officer

Maxwell Canfield

Maxwell Canfield

Client Services Officer

We can help you at any stage of your life. Whether you’re starting your first job or planning for your retirement, we can provide expert guidance and knowledge.

Get in touch with us  today for more information on how we can help you management your wealth, and to book an appointment with one of our advisers.

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Working together to create a strategy that’s right for you

DISCLAIMER: It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Neither Elect Wealth Management Pty Ltd, an Australian Financial Services Licensee, nor its authorised representatives and Elector Pty Lt atf Scholten Collins McKissock Trust warrant or represent that the information in this site is free from errors or omissions or is suitable for your intended use.

SCM Finance Solutions Pty Ltd ACN 606 523 068 is authorised under LM Broker Services Pty Ltd Australian Credit Licence 517192.

The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.