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I want to ...

make the most of retirement

Once you’re retired you want to make the most of your

hard-earned savings. Find out what you need to know about

optimising your money in retirement.

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The world of tomorrow belongs to

those who have the vision today

Want to simplify your finances?

Speak to a specialist   ph: 03­­­ 9848 9811

Monday – Friday 8.30am to 5.30pm (Melbourne time)

Want to simplify your finances?

Speak to a specialist   ph: 03­­­ 9848 9811

Transitioning into retirement is an exciting, but often scary, time of your life. You’ve spend the last 40+ years working to set yourself up for a comfortable retirement, and you’ve probably spent the last decade or so thinking about saving for retirement and planning how you’re going to live.

Now you’re retired, you may not want to stop making money, and you certainly don’t want to run out of the funds you’ve worked so hard for so long to save up. Many retirees choose to continue investing after they’ve retired to make that money they worked so hard to earn now work hard for them.

Not only could this keep you comfortable in the years to come, but you’ll be setting up a legacy for your family, and hopefully for generations to come.

What should I consider?

If you want to make the most of your retirement funds, you’ll need to be disciplined and prepared. You’ll want to know exactly how much money you need on a day-to-day basis, and take into account any future plans such as travelling or taking up a hobby.

When re-investing your retirement funds, you’ll consider how much income you need to live, and how much disposable money you’ll want to have aside to allow you to make informed investment decisions.

Don’t forget…

Can you plan for a consistent income even when you may have no income from your investments or where dips in the market may lead to you receiving less money than you expected?

Do you understand how an income from investments will differ to an income from a salary or wages?

You could spend years planning for retirement, without considering what happens with your money once you’ve stepped away from the workplace and are relying solely on savings.

Don’t forget…

Can you plan for a consistent income even when you may have no income from your investments or where dips in the market may lead to you receiving less money than you expected?

Do you understand how an income from investments will differ to an income from a salary or wages?

You could spend years planning for retirement, without considering what happens with your money once you’ve stepped away from the workplace and are relying solely on savings.

How SCM can help

At Scholten Collins McKissock, planning for retirement is our area of expertise. We know that once you’re in retirement, it can be a worrying time. That’s why our practiced financial advisers take the time to listen to your needs and create the most sound investment strategies possible.

  • Our financial advisers can help you through retirement by:
  • Understanding your goals for your retirement and legacy
  • Assisting with budgeting and helping you understand your income needs
  • Optimising your current savings and assets through comprehensive and informed investment strategies
  • Structuring your investments and assets to secure you a regular income stream

If you’re close to entering or have already entered into retirement and want to continue to capitalise on your hard work, we can help you make the most of your retirement funds. All our professional advisers are qualified and experienced, and will work with you to achieve your goals. Contact us to organise your first consultation today.

Do you want to discover more about our range of products and services? YES

How SCM can help

At Scholten Collins McKissock, planning for retirement is our area of expertise. We know that once you’re in retirement, it can be a worrying time. That’s why our practiced financial advisers take the time to listen to your needs and create the most sound investment strategies possible.

  • Our financial advisers can help you through retirement by:
  • Understanding your goals for your retirement and legacy
  • Assisting with budgeting and helping you understand your income needs
  • Optimising your current savings and assets through comprehensive and informed investment strategies
  • Structuring your investments and assets to secure you a regular income stream

If you’re close to entering or have already entered into retirement and want to continue to capitalise on your hard work, we can help you make the most of your retirement funds. All our professional advisers are qualified and experienced, and will work with you to achieve your goals. Contact us to organise your first consultation today.

Do you want to discover more about our range of products and services? YES

Working together to create a financial strategy that’s right for you

CONTACT US

Working together to create a financial strategy that’s right for you

DISCLAIMER:It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Neither Godfrey Pembroke Ltd, an Australian Financial Services Licensee, nor its authorised representatives and Elector Pty Lt atf Scholten Collins McKissock Trust warrant or represent that the information in this site is free from errors or omissions or is suitable for your intended use. Godfrey Pembroke Ltd is a wholly owned subsidiary of National Australia Bank Limited. All information on this website is subject to change without notice.